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Survey finds that three-fifths of UK adults do not have a Will in place…

Financial services firm Canada Life says that 59 per cent of adults in the UK have not made a Will. This means that some 31 million people have not chosen who to leave their estate to.

Who doesn’t have a Will?

The study found that 22 per cent of those without a Will are aged over 75. Of those aged between 65 and 74, 39% have not written one.

The pandemic has had the effect of persuading younger people to start thinking about a Will, with 21% of those aged 25 to 34 considering writing one and 12% actually doing it. A larger group of 30%  updated their existing Wills.

Only 12% of those questioned had a Lasting Power of Attorney in place prior to the Covid-19 outbreak, with 6% saying that they had contacted a professional to put an LPA in place since the lockdowns began.

Similar figures applied to living Wills, specifying what decisions someone wants made when it comes to medical treatment. Before the lockdown, 13% had a living Will, but a further 6% had made a living Will during the lockdown period.

The advantages of making a Will

By leaving a Will, you can ensure that ALL of your estate and assets are left to those whom you want to benefit from them. If you should die without a Will, your estate will pass in accordance with the Rules of Intestacy. The Rules state that all of your personal belongings plus the first £270,000 of your estate will pass to your spouse, if you have one.

The remainder of your estate is then split into half, with one half going to your spouse and the remainder split equally between any children you may have. This can be problematic in the event of a second marriage, where children could lose out to a new spouse. A Will can easily remedy this, by leaving a new spouse a lifetime interest in an asset, with it ultimately passing to children.

When writing a Will, you can choose who you want to inherit and how much, as well as who you want to act as your executor to deal with the winding up of your estate. You may also want to leave property or money in trust, and you can specify this in your Will, as well as choosing trustees.

If you have children, you can select their guardians and leave money in trust for them until they come of age. If you do not leave a Will, then it will be for the court to decide with whom they should live.

By leaving a Will, you can be sure that your family will know your wishes for them after your death. A Will can also help avoid disagreements between your relatives, particularly if you have discussed your decisions with them beforehand.

Services from legalmatters during Covid-19 pandemic

Here at legalmatters, we continue to do everything we possibly can to service our existing and new clients during these very difficult times.

Our ability to provide remote services makes us stand out from the crowd. With legalmatters,  your will, power of attorney, probate, trust and tax advice, conveyancing and legal services for business owners, can  all be dealt  with over the phone, by video conference or by email and documents are sent to you by post. We are also advising our clients on signature processes bearing in mind social distancing measures.

Meanwhile, the office continues to operate with minimal skeleton staff – for the protection of our staff, clients and visitors – enabling us to still process physical documents for our clients. If you do find that you need to call in to the office – for instance to have documents witnessed when it is otherwise difficult for you to arrange that with family and friends – then do please get in touch.

If you would like to speak to one of our Wills and Probate team at legalmatters, call us on 01243 216900 or email us at

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